As a manufacturer in the marijuana industry, you need an insurance company that knows how to correctly assess the risks involved in the production of infused products. Cannabis is unregulated by the U.S. Food and Drug Administration, leading many insurance companies to avoid offering policies to businesses that work with substances derived from it.

Marijuana Insurance Agent is unlike most other insurance companies. We offer insurance policies to manufacturers who produce the following infused products:

  • infused beverages, such as soft drinks, coffee and lemonade
  • infused edible treats, such as cookies, chocolate and candy
  • cannabis extract capsules, tinctures and oils


The types of insurance policies you need as a cannabis infused product manufacturer are the following:

1. Business Owners Policy

Business owners policy has three components, listed below.

A. General Liability Insurance, which offers protection in the event of:

  • Property damage to both owned and rented property
  • Bodily injury sustained by employees or third parties
  • Medical costs associated with bodily injuries sustained by employees or third parties
  • Defense costs, settlements and damages associated with lawsuits against your manufacturing business, regardless of fault
  • Personal injury in case of claims of libel or slander
  • Claims of false advertising

2. Workers’ Compensation Insurance

This type of insurance covers the medical expenses or death benefits of employees who have contracted a disease, got injured or lost their lives while working at your manufacturing facility. Workers’ compensation insurance also provides your employees with a percentage of their regular pay until they can return to work.

3. Cargo Insurance & Commercial Vehicle Insurance

These insurance types protect your vehicles and your products on the road. Cargo insurance is designed to offer coverage if your cannabis-infused products are stolen or damaged during transport, while commercial vehicle insurance provides coverage if your vehicle is damaged. Furthermore, you receive liability coverage if your employees sustain injuries or damage property belonging to third parties.

4. Product Liability Insurance

As an infused product manufacturer, you are liable for the products you make. Customers can claim that they have noticed negative side-effects or that they have sustained injuries as a direct result of using products manufactured by your company – and they can file lawsuits against you. You can be held liable for design errors, manufacturing problems or inadequate instructions on labels. Product liability insurance covers your legal fees in the event of a lawsuit, as well as compensatory and punitive damages.

Marijuana Insurance Agent can tailor your infused product manufacturers insurance to fit your company’s specific needs. You can receive a quote after a careful assessment of your manufacturing business, employees, and insurable risks.